Bali Indonesia: A Complete Guide 2022

The Ultimate Travel Guide to Indonesia: Currency Tips & Must-Know Insights

Introduction

From Bali’s pristine beaches to Java’s ancient temples, Indonesia is a diverse and culturally rich destination. Whether you’re surfing in Lombok, exploring rainforests in Sumatra, or diving in Raja Ampat, understanding Indonesia’s currency system ensures a smooth and stress-free journey.

Before traveling, check out Danesh Exchange for competitive exchange rates on Indonesian Rupiah (IDR)!

Indonesian Currency: What You Need to Know

  • Indonesia uses the Indonesian Rupiah (IDR), represented by Rp.
  • Banknotes come in denominations of Rp1,000, Rp2,000, Rp5,000, Rp10,000, Rp20,000, Rp50,000, and Rp100,000.
  • Coins include Rp100, Rp500, and Rp1,000, though they are less commonly used.
  • Credit and debit cards are accepted in tourist areas, but cash is still essential for small transactions, transport, and local markets.

Tip: Since Rp100,000 is the highest bill, carrying small denominations helps avoid payment issues at markets and street vendors.

Currency Exchange in Indonesia: Where & How

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Danesh Exchange!

Best for converting AUD into IDR before departure.
Banks

Money Changers

Available in Bali, Jakarta, and Yogyakarta, but compare rates for the best deals.
ATMs

ATMs

Convenient, but foreign withdrawals may incur extra fees.
Airport Exchanges

Banks

Reliable for larger transactions but require identification.

Tip: Airport currency exchange rates are often higher, so only exchange a small amount upon arrival before finding better rates in the city!

How Long Should You Stay & Budgeting for Your Trip to Indonesia

Indonesia caters to budget-friendly backpackers and luxury travellers alike. Here’s what to expect:

City & Beach Escape

Short Trip (3–5 Days)

Budget: Rp3,000,000–Rp7,000,000 total

  • Best for Bali, Jakarta, or Yogyakarta.
  • Focus on sightseeing, food, and relaxation.
    • Savings Tip: Use Gojek or Grab (ride-share apps) instead of taxis for cheaper transport!
Island Exploration

Standard Trip (7–10 Days)

Budget: Rp10,000,000–Rp20,000,000 total

  • Covers Bali, Lombok, and Java, including temples and waterfalls.
  • Includes beach resorts, diving, and cultural tours.
    • Savings Tip: Exchange your Rupiah early to avoid fluctuating rates at tourist hotspots.
Multi-Island Adventure

Extended Trip (2–4 Weeks)

Budget: Rp30,000,000+ total

  • Covers Sumatra, Komodo, Raja Ampat, and lesser-known islands.
  • Best for backpacking, scuba diving, and jungle trekking.
    • Savings Tip: Inter-island flights can be costly—opt for local ferries instead!

Estimated Costs Per Day in Indonesia (Based on Travel Style)

Expense Type Budget Travelers (Rp500,000–Rp1,000,000/day) Mid-Range Travelers (Rp1,500,000–Rp3,000,000/day) Luxury Travelers (Rp5,000,000+/day)
Accommodation Hostels, budget hotels 3- to 4-star resorts 5-star luxury villas
Food Local street food, warungs (small eateries) Mid-range cafes, casual restaurants Fine dining, international cuisines
Transport Motorbike rentals, ride-hailing apps Domestic flights, private drivers Helicopter transfers, private yachts
Attractions Free temples, beaches Guided tours, national parks Private island stays, VIP experiences

Final Tip: Some attractions and local vendors only accept cash, so exchanging foreign currency to IDR before arriving is highly recommended!

Payment Methods: Cash vs. Cards vs. Mobile Payments

Indonesia still relies heavily on cash, but digital payments are growing.

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Cash

Essential for markets, taxis, and small restaurants.
Mobile Payments

Mobile Payments

Gopay and QRIS are popular for locals but less common for tourists.
Credit/Debit Cards

Credit/Debit Cards

Accepted in hotels, malls, and tourist areas.

Tip: Many ATMs limit withdrawals to Rp2,500,000 per transaction, so bringing cash from a trusted exchange provider before arriving is best!

Best Places to Visit in Indonesia by Season

Indonesia’s tropical climate offers different experiences depending on the season.

Dry Season (April–October) – Best Time for Outdoor Adventures

Bali & Lombok

Bali & Lombok

Perfect weather for beaches and surfing.

Komodo Island

Komodo Island

Best time to see Komodo dragons in the wild.

Bromo & Ijen Volcanoes

Bromo & Ijen Volcanoes

Ideal conditions for mountain trekking.

Tip: Dry season is peak tourist time, so book accommodations early!

Rainy Season (November–March) – Fewer Crowds & Lush Landscapes

Jakarta & Yogyakarta

Jakarta & Yogyakarta

Best time for indoor cultural experiences.

Sumatra

Sumatra

See Orangutans in Bukit Lawang despite occasional rain.

Raja Ampat

Raja Ampat

Diving remains excellent, but seas can be rough.

Tip: Rainy season offers cheaper hotel rates, making it ideal for budget travellers!

Dry Season

Dry Season (April–October) – Best Time for Outdoor Adventures

Bali & Lombok

Bali & Lombok

Perfect weather for beaches and surfing.

Komodo Island

Komodo Island

Best time to see Komodo dragons in the wild.

Bromo & Ijen Volcanoes

Bromo & Ijen Volcanoes

Ideal conditions for mountain trekking.

Tip: Dry season is peak tourist time, so book accommodations early!

Rainy Season

Rainy Season (November–March) – Fewer Crowds & Lush Landscapes

Jakarta & Yogyakarta

Jakarta & Yogyakarta

Best time for indoor cultural experiences.

Sumatra

Sumatra

See Orangutans in Bukit Lawang despite occasional rain.

Raja Ampat

Raja Ampat

Diving remains excellent, but seas can be rough.

Tip: Rainy season offers cheaper hotel rates, making it ideal for budget travellers!

Final Travel & Currency Tips

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Check Exchange Rates Regularly

Get the best deals from Danesh Exchange.
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Avoid Airport Exchange Fees

Exchange currency before departure.
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Notify Your Bank

Enable international usage for your credit/debit cards.
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Carry a Mix of Payment Methods

Balance cash, cards, and mobile wallets for flexibility.
Why Choose Danesh Exchange for Buying Euro?

Conclusion

Indonesia offers breathtaking natural beauty, rich history, and exciting outdoor adventures, and smart currency planning ensures a stress-free trip.

For the best rates and seamless transactions, visit Danesh Exchange before flying!