The Ultimate Travel Guide to Vietnam: Currency Tips & Must-Know Insights

Introduction

Vietnam is a country of stunning natural landscapes, rich history, and incredible cuisine. Whether you’re cruising through Ha Long Bay, exploring ancient temples in Hue, or indulging in Hanoi’s street food, understanding Vietnam’s currency system is essential for a smooth and stress-free journey.

Before travelling, check out Danesh Exchange for competitive exchange rates on Vietnamese Dong (VND)!

Vietnamese Currency: What You Need to Know

  • Vietnam uses the Vietnamese Dong (VND), represented by ₫.
  • Banknotes come in denominations of ₫1,000, ₫2,000, ₫5,000, ₫10,000, ₫20,000, ₫50,000, ₫100,000, ₫200,000, and ₫500,000.
  • Coins exist but are rarely used.
  • While credit and debit cards are accepted in major cities, cash is preferred for small businesses, street vendors, and rural areas.

Tip: Due to high-denomination bills, always double-check the zeros when paying to avoid mistakes!

Currency Exchange in Vietnam: Where & How

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Danesh Exchange!

Ideal for converting USD, EUR, AUD, and other foreign currencies before departure.
Banks

Local Money Changers

Available in Hanoi, Ho Chi Minh City, and Da Nang, often offering better rates than banks.
ATMs

ATMs

Convenient but foreign withdrawal fees apply, and limits per transaction may be low.
Airport Exchanges

Banks

Reliable, but they may require identification for large transactions.

Tip: Exchange only small amounts at the airport, as city exchanges usually provide better rates.

How Long Should You Stay & Budgeting for Your Trip to Vietnam

Vietnam is affordable yet diverse, catering to all travel styles. Here’s how to plan your stay and budget accordingly.

City & Cultural Immersion

Short Trip (3–5 Days)

Budget: ₫4,000,000–₫10,000,000 total

  • Best for Hanoi, Ho Chi Minh City, or Da Nang.
  • Focus on street food, temples, and markets.
    • Savings Tip: Use Grab (ride-hailing app) instead of taxis for cheaper transport.
Iconic Destinations & Adventure

Standard Trip (7–10 Days)

Budget: ₫15,000,000–₫30,000,000 total

  • Covers Ha Long Bay, Hoi An, and the Mekong Delta.
  • Includes beach stays, historic sites, and cultural tours.
    • Savings Tip: Exchange your Dong early to avoid tourist-heavy areas with inflated rates.
Deep Exploration

Extended Trip (2–4 Weeks)

Budget: ₫40,000,000+ total

  • Covers Sapa, Phong Nha caves, and the Central Highlands.
  • Best for backpacking, trekking, and rural immersion.
    • Savings Tip: Travel via sleeper buses and trains for budget-friendly long-distance travel.

Estimated Costs Per Day in Vietnam (Based on Travel Style)

Expense Type Budget Travellers (₫500,000–₫1,000,000/day) Mid-Range Travellers (₫1,500,000–₫3,000,000/day) Luxury Travellers (₫5,000,000+/day)
Accommodation Hostels, budget hotels 3- to 4-star hotels 5-star resorts, boutique stays
Food Street food, local eateries Casual restaurants, cafés Fine dining, rooftop lounges
Transport Buses, ride-hailing apps Domestic flights, private taxis VIP transport, private drivers
Attractions Free temples, markets Boat tours, cultural sites Luxury cruises, private guides

Final Tip: Street vendors, markets, and small shops often require cash, so exchanging foreign currency to VND before arriving is highly recommended!

Payment Methods: Cash vs. Cards vs. Digital Payments

Vietnam relies heavily on cash, though digital payments are growing.

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Cash

Essential for markets, taxis, and local eateries.
Mobile Payments

Mobile Payments

Momo and ZaloPay are popular for locals but less common for tourists.
Credit/Debit Cards

Credit/Debit Cards

Accepted in malls, hotels, and major restaurants.

Tip: Many ATMs have low withdrawal limits, so it’s best to bring enough VND from a reliable exchange provider before arriving.

Best Places to Visit in Vietnam by Season

Vietnam’s weather varies by region, but each season offers unique experiences.

Spring (March–May) – Cultural Festivals & Nature Blooms

Hue & Hoi An

Hue & Hoi An

Perfect time to explore ancient landmarks.

Sapa & Ha Giang

Sapa & Ha Giang

Best for rice terraces and trekking.

Phu Quoc Island

Phu Quoc Island

Great weather for beach activities.

Tip: Tet (Vietnamese New Year) happens in late January or February—expect big celebrations but some closures!

Summer (June–August) – Coastal Escapes & Tropical Adventures

Da Nang & Nha Trang

Da Nang & Nha Trang

Best time for beach relaxation.

Phong Nha

Phong Nha

Explore massive caves and jungle landscapes.

Ho Chi Minh City

Ho Chi Minh City

Enjoy vibrant nightlife & rooftop bars.

Tip: Summer is hot and humid, so pack light clothing and stay hydrated!

Autumn (September–November) – Ideal Weather & Scenic Landscapes

Ha Long Bay

Ha Long Bay

Fewer crowds & clearer skies for boat cruises.

Mekong Delta

Mekong Delta

Perfect for floating markets & river tours.

Dalat

Dalat

Enjoy cool mountain weather and flower gardens.

Tip: Autumn offers the best travel conditions, making it ideal for sightseeing!

Winter (December–February) – Festivals & Northern Vietnam Treks

Hanoi & Ho Chi Minh City

Hanoi & Ho Chi Minh City

Explore lunar New Year markets.

Sapa & Ha Giang

Sapa & Ha Giang

Enjoy crisp air and mountain scenery.

Ba Na Hills

Ba Na Hills

Visit the famous Golden Bridge amid misty landscapes.

Tip: Winter is cooler in Northern Vietnam, so pack layers!

Spring

Spring (March–May) – Cultural Festivals & Nature Blooms

Hue & Hoi An

Hue & Hoi An

Perfect time to explore ancient landmarks.

Sapa & Ha Giang

Sapa & Ha Giang

Best for rice terraces and trekking.

Phu Quoc Island

Phu Quoc Island

Great weather for beach activities.

Tip: Tet (Vietnamese New Year) happens in late January or February—expect big celebrations but some closures!

Summer

Summer (June–August) – Coastal Escapes & Tropical Adventures

Da Nang & Nha Trang

Da Nang & Nha Trang

Best time for beach relaxation.

Phong Nha

Phong Nha

Explore massive caves and jungle landscapes.

Ho Chi Minh City

Ho Chi Minh City

Enjoy vibrant nightlife & rooftop bars.

Tip: Summer is hot and humid, so pack light clothing and stay hydrated!

Autumn

Autumn (September–November) – Ideal Weather & Scenic Landscapes

Ha Long Bay

Ha Long Bay

Fewer crowds & clearer skies for boat cruises.

Mekong Delta

Mekong Delta

Perfect for floating markets & river tours.

Dalat

Dalat

Enjoy cool mountain weather and flower gardens.

Tip: Autumn offers the best travel conditions, making it ideal for sightseeing!

Winter

Winter (December–February) – Festivals & Northern Vietnam Treks

Hanoi & Ho Chi Minh City

Hanoi & Ho Chi Minh City

Explore lunar New Year markets.

Sapa & Ha Giang

Sapa & Ha Giang

Enjoy crisp air and mountain scenery.

Ba Na Hills

Ba Na Hills

Visit the famous Golden Bridge amid misty landscapes.

Tip: Winter is cooler in Northern Vietnam, so pack layers!

Final Travel & Currency Tips

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Check Exchange Rates Regularly

Get the best deals from Danesh Exchange.
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Avoid Airport Exchange Fees

Avoid Airport Exchange Fees
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Notify Your Bank

Enable international usage for your credit/debit cards.
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Carry a Mix of Payment Methods

Balance cash, cards, and mobile wallets for flexibility.
Why Choose Danesh Exchange for Buying Euro?

Conclusion

Vietnam offers incredible landscapes, rich history, and unbeatable street food, and smart currency planning ensures a hassle-free trip.

For the best rates and seamless transactions, visit Danesh Exchange before flying!